Human side
of innovation

We empower fintechs to challenge the financial status quo.

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Trusted by:

Human side
of innovation

Introduce your business to the digital reality through
the use of modern and advanced INCAT solutions, tailored to your individual needs. Save time and money by gaining a competitive advantage in the market.

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Why work with us?


We are aware that the fintech industry is demanding and needs solutions based on the latest technologies, which is why we create flexible and comprehensive transaction systems tailored to the requirements of financial entities.


It is essential to have an experienced IT team, which is why we have created CoLab – a modern outsourcing model in which we take responsibility for the project, while you have control over its progress and copyright.


Technology is constantly evolving, and so are our teams, which specialise in creating advanced systems. Thanks to this, we can guarantee to provide modern services at the highest level.

Our specialization

Solutions for the banking and fintech industries

We have created a unique and rapidly scalable transaction system for the fintech and banking industries, which will let you manage your product offer and service parameters flexibly and in real time.

Software creation and development

We create applications and advanced systems using technologies such as AI or machine learning. Choose innovative IT solutions that will give your business a competitive edge.

IT outsourcing

We cooperate within three models: Body Leasing, Team Sharing, and the most advanced – the CoLab formula.

Our products


BOS is a modern transaction system intended for technologically advanced organizations from the fintech sector as well as challenger and neo-banks. Our solution enables efficient and effective management of transaction processes based on a scalable microservices architecture.

Get to know BOS


FaaS AI is a transaction platform created in the SaaS model
and based on advanced machine learning mechanisms.
It is suitable for starting fintechs, and challenger and neo-banks. The platform allows fintech startups to quickly validate their model and business idea.

Get to know INCAT FaaS AI

Our services

Do you need programmers for your project? Choose IT outsourcing and benefit from experienced specialist assistance.

Additional specialist to support the team

You are running a project and your team lacks a person with the knowledge and skills necessary to implement it. Use the Body Leasing model and choose your specialist.


Dedicated project team

You need a specialised and well-organised technical team, but you do not want to involve company resources in its creation. Team Sharing will help you implement demanding technological projects.


Comprehensive project implementation

You are creating an advanced solution or application and you are looking for a technological partner with whom you can share the responsibility for the implementation of the project. Maintain full control over the design and copyright of the resulting solution using CoLab.


Our implementations

They trust us

Let's talk

Let's meet

INCAT Sp. z o.o.

Braniborska 40,
53-680 Wrocław